as easy as 1, 2, 3...

Enterprise-grade factoring and
supply chain financing platform

A comprehensive factoring platform helping
banks to better serve their clients

“50% of SMEs do not have access to formal credit”
World Bank Group


Empowering your clients through:

Invoice factoring module

Expand your client base with a solution that can quickly provide on demand liquidity to SMEs. Sign up process in a matter of minutes.

Supply chain financing module

Supply Chain Finance solution enables bank's clients to improve working capital by extending payment terms to thousands of their suppliers.

Each module features

Invoice verification and document management system

Invoice can be verified by the debtor. Financing request supplemented by a DMS system.

Built in communication channels for bank and their clients

Each action on the platform is followed by a notification or appropriate email.

Accounting module integrates with existing core system

Our platform adapts to bank’s current accounting software through flexible API.

A factoring process with a face

Tangible benefit for your clients include:

    1. On demand financing

  • If a client has good quality receivables, bank can now make a decision in a matter of minutes.
  • 2. Real time tracking of financing requests

  • Users can see current status of their request, and provide additional documentation if required.
  • 3. On platform communication

  • All parties get notified each time an action is required from them to complete process.
  • 4. Liquidity monitoring

  • We’ll show user's outflow analytics for each day of the month so they can properly manage their liquidity.

About us

Jovan Milovanovic is a software engineer and a company CEO. Having previously worked in a bank he has gained experience in inner workings of a financial institution while implementing comprehensive software solutions.

Miljan Gudelj has a bachelor and master's degree in finance, and is responsible for product development as well as business development. Miljan has previously worked in Netherlands for a corporate data analytics company and after that he has continued to manage his family company, where he faced first-hand what difficulties SMEs face when requesting short-term financing.

Ognjen Kurtic is a seasoned software engineer and our CTO. He has over 10 years of experience, and has previously worked as a SWE and later team lead at Zuehlke Engineering. Ognjen is responsible for managing overall platform development and making sure of it to result in high-quality, reliable piece of software.

Miljan Gudelj

Miljan Gudelj

Co-founder and Business
Jovan Milovanović

Jovan Milovanović

Co-founder and CEO



At the 2018 ElevatorLab Challenge competition, we have been awarded by the Raiffeisen Bank as the best fintech startup in Serbia.


We are a winner of 2018 Startup Accelerator organized by French-Serbian Chamber of Commerce in the competition with startups from other industries.

Europe flag Blockis logo

This project has indirectly received funding from the European Union’s Horizon 2020 research and innovation programme under project Block.IS (grant agreement No 824509).